When is the last time you reviewed your “real” life insurance need to access whether your current death benefit would allow you to prevent financial hardship for your loved ones and allow them to continue the life style you have provided for them? With the life/love insurance death benefit you currently have, how long would their life style continue?
Look at Life insurance as Love Insurance! It is there when you are not! Don’t leave your loved ones, or your business, struggling in financial hardship for lack of money should you be taken out of the picture.
If you had a machine in your garage that produces $100,000 a year in profits, would you insure it? Look in the mirror!
When interest rates were higher, 10 times annual income plus debts was a minimum consideration. After 9/11, the government determined your human life value is 25 times your annual income. What have you determined YOUR human life value based on your current life insurance death benefit in force today? Will it take care of your loved ones needs?
Contact Russ Caforio 630-495-2901 or 708-533-6254 of Russell F Caforio & Assoc. Inc., with over 40 years experience, for a review of your “real” needs and a review of your existing policies. There are some new, innovative payout options that can guarantee lump sum and/or monthly payouts. This relieves a surviving spouse of having to decide what to do with a pile of cash to make it last for a long period of time.
Don’t leave your loved ones or business in financial hardship without the adequate amount of “Life/Love” insurance. Call today!
Russell F. Caforio (Russ) CLU, ChFC
1200 Harger Rd, Suite 718
Oak Brook, Il. 60523
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