 (click to visit website!) John Christiansen, Physical Therapist 137 East Plaza Drive Westmont, IL 60559 Phone: 630-323-8646 Email: jchristiansen@arcphysicaltherapy.com  (click to visit website!) Michael Doepke, Owner
123 East Ogden Avenue, Suite 102A Hinsdale, IL 60521 Phone: 630-323-7231 Email: HomeHelpers1@comcast.net
0 Comments
S&W Home Improvements, Inc. 
Do you own a business with partners and key employees?
Do you have life insurance on each owner/partner to buy out the deceased partners’ interest so you don’t end up in business with a partners spouse, estate or trustee? Do you have an unfunded or underfunded buy sell agreement the says what you will do in event of a death or disability of an owner/partner but has no life or disability insurance to make it happen? Life and disability insurance proceeds are tax free…buying a deceased partners’ interest from business profits or personal funds is after tax dollars. Do you have key person life insurance on employees who are key to your company’s success? What would be the loss of sales/earnings and how long would it take to find a replacement? What impact would a key person loss have to your bottom line? Call me to review your current business insurance policies and determine the necessary coverage to protect all concerned….from those “contingencies of life you cannot control”. After 9/11, the government recommended the appropriate amount of life insurance death benefit needed:
- Household without children - 12 times annual earnings - Household with children - 20 times annual earnings What adjustments in where they live, lifestyle and standard of living would your spouse and children be forced to make because you did not have enough life insurance? Call me to review your policies and needs and determine the appropriate amount of Life (LOVE) Insurance you need to leave for your spouse and children. Prudential Rubloff Properties - Giliano Group (click here to visit website) Michael Giliano, Broker/Realtor Chicago/Hinsdale Office 312.264.1282 Cell 630.816.1363 Fax 312.264.1482 Email: mgiliano@rubloff.com Russell F. Caforio & Associates, Inc. (click here to visit website) Russell F. Caforio (Russ) CLU, ChFC
1000 Jorie Blvd, Suite 10 Oak Brook, IL 60523 Email: russ@caforio.net Phone: 630-495-2901 Fax: 630-495-8417  Does your springtime list of things to do include getting an up-to-date Power of Attorney for Healthcare and a Living Will? Illinois now has new forms that can be very useful.
Call Leroy Hansen (630-323-1400) or email him (leroy@lrhansenattorneywsatlaw.com) to talk about them. |
